Financial Crime Compliance
KYC/AML Service Provider: Governed AI for Identity Verification, Screening, and Transaction Monitoring
A KYC/AML service provider built around a working AWS accelerator, not a point tool bolted onto your existing compliance stack.
problem
Why Banks, Fintechs, and Payers Are Replacing Point Tools
Most banks and fintechs run KYC/AML on a stack of point tools, one vendor for identity verification, another for sanctions screening, another for transaction monitoring, stitched together with manual handoffs. Every seam between those tools is a place a false negative slips through or a false positive burns analyst time.
capabilities
What a KYC/AML Provider Delivers
CIP/KYC and CDD/EDD
Customer identification, know-your-customer verification, and customer due diligence, escalating to enhanced due diligence when risk factors warrant it.
Sanctions, PEP, and Adverse Media Screening
Ongoing sanctions and politically-exposed-person screening plus adverse media monitoring, not just a one-time check at onboarding.
Transaction Monitoring and SAR Detection
Real-time and batch transaction monitoring tuned to flag genuinely suspicious patterns rather than generating an alert queue no analyst can keep up with.
Case Management, SAR/CTR Narrative Drafting, and Audit Trail
A case-management workflow with AI-assisted SAR and CTR narrative drafting, and a full audit trail for every disposition, the specific documentation a BSA officer needs to defend a decision to an examiner.
differentiation
Where Kriv AI Fits: The Governance Layer Around Your Existing Stack
Kriv AI doesn't ask you to rip out your existing KYC/AML vendors on day one. We build the governed AI layer, entity resolution, screening orchestration, and transaction-monitoring intelligence, that ties your existing stack together with an audit trail regulators can actually follow. Our AML/KYC compliance accelerator on AWS is a working reference architecture for exactly this pattern, entity resolution, sanctions and PEP screening, and a transaction-monitoring pipeline built on Amazon SageMaker, Fraud Detector, and Comprehend, adaptable to your specific stack in a scoped pilot.
compliance
Built for BSA, FinCEN, OFAC, SR 11-7, and FATF
Every workflow is designed against the Bank Secrecy Act, FinCEN guidance, OFAC sanctions requirements, and FATF recommendations, with the same model risk management discipline our SR 26-2 practice applies to any AI model touching a regulated decision.
engagement
How an Engagement Works
A scoped engagement typically starts with an assessment of your current KYC/AML stack and alert volume, moves to a pilot adapting the accelerator's architecture to your data and case-management system, and hardens into production with your specific regulatory reporting requirements built in.
credentials
Credentials
We don't have a named bank or fintech client to cite for a specific SAR-reduction percentage or false-positive-rate improvement on this page, and we won't invent one. What we can point to is a real, working AML/KYC accelerator you can review, our security and compliance program built for regulated industries, and our Anthropic partnership for the generative layer where narrative drafting is involved.
Straight answers
Frequently asked questions about KYC/AML Service Provider: Governed AI for Identity Verification, Screening, and Transaction Monitoring
What does a KYC/AML service provider actually deliver?
Identity verification and customer due diligence, ongoing sanctions and PEP screening, transaction monitoring tuned to reduce false positives, and a case-management workflow with SAR/CTR narrative drafting and a full audit trail.
Do we have to replace our existing KYC/AML vendors?
No. Kriv AI typically builds the governed AI layer that ties your existing vendor stack together with a cleaner audit trail, rather than requiring a full rip-and-replace on day one.
Is this built on a real, working system?
Yes. Our AML/KYC compliance accelerator on AWS is a working reference architecture for entity resolution, sanctions and PEP screening, and transaction monitoring, adaptable to your specific stack in a scoped pilot.
What regulations does this map to?
The Bank Secrecy Act, FinCEN guidance, OFAC sanctions requirements, and FATF recommendations, with model risk management aligned to the Federal Reserve's SR 26-2 guidance for any AI model touching a regulated decision.
Can you show a specific SAR-reduction or false-positive-rate improvement number?
Not from a named client yet, and we won't fabricate one. We can show you the working accelerator architecture and walk through how it's designed to reduce false positives in a pilot against your own data.
How do we get started?
Book a discovery call to review your current KYC/AML stack and alert volume, and we'll scope a pilot from there.
Talk to the team that would do the work
Bring your requirements to a working session with the person who'll actually deliver.
Book a Discovery Call